Privacy Policy

1. Who we are

Garner Asset Management, LLC operates garnerxcapital.com to share information about Choose Your Hard, a personal finance book by Chad Garner. This policy explains what information we collect on this site, how we use it, and the choices you have.

2. Information we collect

If you sign up to be notified when the book launches, we collect:

We don't collect payment information on this site, and we don't run tracking or advertising scripts beyond what's needed to keep the site running.

• Your name
• Your email address
• Your phone number, if you choose to provide it for text updates

3. How we use your information

• To let you know when Choose Your Hard becomes available
• To send marketing messages about the book, including launch updates, promotions, and related offers, only if you've opted in
• To respond if you contact us directly

4. Text messaging (SMS)

If you opt in to receive text messages, they'll come from 435-275-8015:

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories, including text messaging originator opt-in data and consent, are excluded from being shared with third parties.

• Message frequency varies.
• Message and data rates may apply.
• You can opt out at any time by replying STOP, or get help by replying HELP.
• Consent to receive text messages is never a condition of any purchase.

5. How we share information

We do not sell your personal information. We may share it with service providers who help us run this site or deliver messages on our behalf (for example, an email or texting platform), only to the extent needed for them to provide that service. We do not share your information with third parties for their own marketing purposes.

6. Data retention and security

We keep the information you provide for as long as needed for the purpose it was collected, or until you ask us to delete it. We take reasonable steps to protect your information, though no method of storage or transmission is completely secure.

7. Your choices

You can ask us to stop contacting you, correct information we have on file, or delete your information, at any time, by emailing [email protected] or replying STOP to any text message.

8. Children's privacy

This site is not directed at children under 13, and we do not knowingly collect information from anyone under 13.

9. Changes to this policy

We may update this policy from time to time. The date at the top will always reflect the most recent version.

10. Contact us

Questions about this policy can be sent to [email protected].